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SELF MADE MILLIONAIRE
a 6-month group program helping black women create and keep $500-$1,000 of breathing room every month
BY AQURA NICHOLSON
The financial foundation Black women deserve to build wealth that matches our brilliance, ambition, and power.
You’ve tried budgeting, cutting back, and making more but nothing sticks long enough to change things for good.
Your bank account never reflects how hard you work. You give to everyone else, come last every time, and it’s exhausting.
Money overwhelms you so you end up avoiding it all by ignoring statements, guessing your balances, and praying deposits hit on time and purchases don't decline.
You're making good money, but still have no breathing room...
You’re tired of being in debt. And it's not just the weight of the balance, but the feeling of never getting ahead.
Every month feels like a scramble: bills, groceries, kids, life. Somehow the math never maths no matter how much you make.
Without breathing room, nothing ever stabilizes: not the bonus, side hustle, or tax return. And you don’t need six months or more work to feel relief. Breathing room creates relief immediately, not eventually.
If earning more were the answer, you’d feel the difference by now. breathing room makes your money finally stay.
You’re still trying to fix money problems by outworking a system that was never built to protect you in the first place.
So you spend to cope, spend to keep up, spend because you literally don’t have time to slow down. Meanwhile, the cycle keeps going, even as your income grows.
Nothing changes until breathing room does.
Spending strategically is slowing down long enough to create real breathing room every month, so you can build a financial foundation that protects your money and grows with every raise, bonus, and income increase.
When you create real breathing room more money doesn’t just stay, it finally has the foundation to grow into real wealth.
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is in control of debt, not of trapped by it
makes decisions from stability, not stress
can finally rest without fear
A Black woman who keeps $500–$1,000 every month is a Black woman who...
can handle surprise expenses without spiraling
sees money building, not disappearing
A flat tire, doctor bill, or school fee doesn’t throw everything off. Breathing room is built into your month, so life can happen without knocking you off track every week.
Breathing room gives you space in your account and in your mind as soon as you create it. Your choices become grounded, not rushed or reactive.
You no longer rely on your credit card to get to the next payday. Breathing room immediately stops your credit card balance from going up.
You’re no longer working nonstop just to end the month at $0. With consistent breathing room, your cushion starts growing immediately so you finally get to build wealth, not chase stability.
You’re no longer hustling to catch up or bracing for the next crisis. Your breathing room lets you slow down and have more right away, instead of doing more just to end up with less.
This spending plan removes the guesswork so you know exactly how much you can spend guilt-free this week, without it interfering with bills, savings goals, or your breathing room. Your money becomes predictable instead of reactive.
Guilt Free spending PLAN
This system gives you a clear, automatic structure for your money, so monthly breathing room becomes consistent starting in the first 30 days. No more guessing, scrambling, or hoping deposits hit in time.
MILLIONAIRE MONEY SYSTEM
This built-in cushion protects your breathing room from surprise expenses, so a flat tire or doctor bill doesn’t knock you out this month. You stay steady and on track.
No surprises cash cushion
Self Made Millionaire
introducing
A 6 month group program helping you create and keep $500-$1,000 of breathing room every month by spending strategically.
When you join, you’ll get instant access to the core frameworks that create breathing room in the first 30 days.
How you'll be supported
A customized, eyes-on-your-numbers review to uncover hidden breathing room. You’ll get tailored recommendations based on your lifestyle, habits, and goals so you know exactly what to shift first for the biggest results.
Personalized Money Review
Every week you get direct guidance on your spending habits, decisions, and money patterns, so you never slip back into survival mode while you're building breathing room.
break the cycle weekly coaching
Get instant clarity on where your money is going, without tracking every transaction with a one-click custom GPT.
One-Click Spending Breakdown
Whether it’s a last-minute expense, or a “should I buy this?” moment, you get real-time support so you stay on track even on your busiest days.
In-the-Moment Money Support
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No matter how full your life is, always know what’s coming, what to expect, and how to keep your breathing room intact with your step-by-step monthly money routine.
Stay-Ahead Monthly Money Routine
You’ll use simple, beginner-friendly templates that organize your money so you know what's covered, what’s free to spend guilt-free, and how much breathing room you’re keeping every month.
Real-Life Money Templates
jazmyne, small business owner
Jazmyne is a full time business owner who came to me the day she quit her 9-5 job. She was swiping her credit card and avoiding looking at her money. She has reduced her spending by. 41%, knows exactly where her money is going, and prioritizes her goals before spending. She hasn't swiped her credit card since starting money coaching.
Jazmyne is spending 41% less
erika & melvin
When Erika & Melvin started money coaching, they were using credit cards to get through everyday life and constantly felt behind.
Within the first 60 days, they created enough breathing room to stop relying on credit cards completely and start saving consistently. Now they’re putting $1,000 toward their debt every month and are on track to be debt-free by the end of 2025, in under 12 months.
erika & melvin are on track to pay off $10k of debt by spending less
Hey girl, I'm Aqura and I know what it’s like to make good money and still feel broke and stressed. Early in my career, I was earning well, overspending, and wondering why my income never translated into real stability.
Like so many Black women, I kept pushing. I worked harder, took on more, and told myself the next raise, the next bonus, the next season would finally fix things. But more money didn’t fix the stress. It didn’t create safety. It didn’t create breathing room.
Everything changed when my husband and I stopped trying to “push through” and built a money system that actually worked for our real lives. We paid off five-figure debt, bought and fully furnished our home, and shifted our focus to long-term wealth. By 30, I had $100k invested, without restriction.
I created Self Made Millionaire because Black women deserve breathing room that lasts, not the paycheck-to-paycheck scramble hidden behind a high income.
Over the last three years, I’ve helped Black women create the stability we were never taught but always needed, the kind of stability that becomes the foundation for becoming a millionaire.
I can’t wait to help you build the safety and wealth you already earned.
aqura
MEET YOUR money coach
They came in overwhelmed, second-guessing, and unsure. Now? They’re in control, and here’s what they have to say.
WHAT THEY'RE SAYING
REAL RESULTS. REAL WOMEN.
I have money left over every pay period. I don’t live paycheck to paycheck in my personal account.
I have money left over every pay period
Now I just spend from my spending account and know what’s there. I know my bills are paid.
i know my bills are paid
The biggest accomplishment is not needing a credit card anymore. I don’t feel like I have to rely on it or use credit for spending.
no longer relying on credit cards
I’m learning to see spending money as something I can allocate toward my goals, not just something to be afraid of or avoid.
allocate spending money to my goals
I was able to take a weekend getaway for my husband and me and everything was paid for.
WEEKEND BAE-CATION
I haven’t touched my credit card since working with Aqura, that’s groundbreaking for me.
I haven’t touched my credit card
kristen
Kristen is a full-time speech pathologist. Even though she was earning good money, she felt like she should have had more saved and less debt. Through money coaching, she built consistent breathing room every month, which helped her save $13,000 for her wedding and pay off all her credit card debt — with a system that made her spending feel calm and intentional.
KRISTEN SAVED $13,000
for her wedding
lauren, small business owner
Lauren is a full time business owner who left her stable full time job to build her business. During the transition she used debt to help pay for expenses and got used to swiping her credit card. She has since been able to spend 51% less and put an extra $3,000 to her debt in 3 months without feeling restricted with spending.
LAUREN IS SPENDING 51% LESS
This ain't your first rodeo. You’ve been here before. Tried the budget, the spreadsheets, cash envelope systems, budgeting apps, none of it stuck.
This isn’t another template you’ll abandon or a pretty planner that doesn’t change anything. It's is a system that grows with you, even as you earn more, so you can spend without spiraling, save without restricting, and build wealth without waiting until “one day.”
Inside Self Made Millionaire, you’ll learn the skills you need right now to create real breathing room and finally keep $500–$1,000 in your account every month.
You’ll walk away with money skills you’ll use every day for the rest of your life, skills that let you feel proud of your money, safe with your decisions, and confident about your future as a self-made millionaire.
you're worried this won't work, just like everything you tried before
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THE FAQ'S
The goal is the same: to help you spend spend strategically so your bank account reflects the money you're making, no matter how you earn it.
Am I a good fit for this program?
What if I'm not a business owner? Will this still help me?
- On-demand trainings you can watch or listen to anytime (even on the go)
- Weekly group coaching calls for live support and feedback from me
- Personalized feedback on your real-life spending so you know exactly what to work on at all times
- Slack community channel with direct access to me and the cohort community
- Money templates, guides, and workbooks that help you organize your finances and stay on top of your spending without overwhelm
What is included with my purchase?
- Get instant access to the trainings, and money templates all digitally right after joining. You will be able to watch and implement at your own pace.
- Ask me questions live, get feedback in real time on the things you've implemented, anything you may be struggling with or have questions about during the weekly group calls.
- Get any money question answered that comes up in between the group calls in the Slack community channel.
- Get personalized feedback from me on your spending that you can submit throughout the duration of the program.
- You apply what we talk about in real time, with real feedback, no guessing or doing it alone.