You don’t know where your money is going. You check your account at the end of the month and wonder, "Where did it all go?"
You’re swiping without thinking. Whether it’s Target runs, takeout, saying yes to all the things, or Amazon orders, you’re making quick purchases that feel small in the moment but add up fast.
You spend to feel good—then regret it later. You shop when you’re stressed, bored, or feel like you “deserve” it, but later, you rarely ever remember what you even bought. You do it all over again.
You’re spending first and saving later (if there’s anything left). You tell yourself you’ll save what’s left over, but by the time the month ends, there’s nothing left.
You make spending a choice not a habit. You don't feel like there's always something demanding your money. Instead you instead enjoy your intentional spending ten times more.
You can save money consistently and watch your account grow. You have the bank account to back up the money you're bringing in.
You pay off your debt and stay out of it. You aren't mad at your debt balance each month and frustrated that your debt bill is bigger than a car payment.
You never hit $0 in your account again, even when things come up unexpectedly you always have the cash to pay for it without getting behind on your finances.
More money should go exactly where you want it. Instead of disappearing on mindless spending, your cash flows straight into your savings, debt payoff, or next big goal—on autopilot.
Your income isn’t the problem, your spending is. You will never out-earn your responsibility to manage it. If you get a promotion or pay yourself more, you're going to end up spending it all again.
If you are taking home money without thousands of dollars left over after your monthly spending and expenses, you're overspending. Period.
Managing your money means keeping more cash for your five-figure goals, while making strategic, effortless spending choices on what matters most.
Immediately stop losing track of the thousands of dollars you're bringing in.
Create a simple 3-category personal budget that you can stick to long term.
Set up personal banking that clearly separates bill, spending, and saving money, so you always know exactly what’s available for each purpose.
Know exactly what and how much you're spending on every single month without tracking every transaction.
Save at least $1,000/mo that you are currently overspending in less than 30 days.
Identify your non-negotiable spending so you won't feel restricted by your budget.
Set achievable savings and debt payoff goals that align with your lifestyle, so you can make consistent progress without sacrificing comfort.
Set up business banking that clearly separates monthly expenses, extra cash, and tax savings, so you can keep your business running and yourself paid even during low sales months.
Establish monthly money routines to stay on top of your spending, spot any issues early, and ensure you're on track to your savings and debt payoff goals.
You’ll have a simple, repeatable system that will ensure you keep extra cash in your account every month. No more accidental overspending—just full control over where your money goes and how much you keep.
You’ll finally stop watching your money just disappear. You will have money left over at the end of the month to put towards your goals, even when things come up unexpectedly.
Strategic spending choices will be effortless on a daily basis. With your money organized, you’ll be able to make quick, confident spending choices without worrying about overspending.
In our first session, you'll free up to $1,000/mo in cash from overspending you didn’t even realize was happening.
Implement an easy forecasting system so you are always prepared with cash on hand for what's coming up and spend on what you want without using debt.
Set up cash flow system for your finances that can be managed in less than 60-minutes per month. Never get lost in another spreadsheet.
Direct access to coaching support from Aqura in between sessions so you never have to make another impulsive decision that may sacrifice your financial peace.
Dedicated time each week to help you stay accountable and understand how cash is flowing in your bank account so you aren't tempted by the next thing to spend on.
Aqura Nicholson is a money coach who broke her overspending habit for good when she racked up multiple 5 figures in debt and was stuck with a 9-5 paycheck that she couldn't change.
After paying for a $27k wedding, Aqura & her husband used their joint six-figure income to pay off debt five-figure, built and fully furnished a home. Aqura hit $100k invested by 30, the same year she also enjoyed her dream tickets front row to see Beyonce in London!
Aqura makes money simple, easy, and unrestrictive by helping you implement an entrepreneur-friendly money system that even aligns with fluctuating income.
When Jazmyne began money coaching she was just swiping her card and adding to the debt she wanted to pay off. Within 30 days she was saving $1750/mo just from money she was overspending. Now she is no longer reliant on her credit cards at all, she is saving consistently, and still has money to spend on the things she loves, including Beyonce tickets to COWBOY CARTER without putting her behind financially.
When Francis & Marco began money coaching, they were barely paying themselves enough despite their glazing business generating over $1M in annual revenue. After increasing their pay, Marco is on track to be debt free in March of 2025 and set his daughter up with a fully funded college fund. Francis is on track to have $15,000 in his bank account and a five-figure investment account from scratch by the end of 2025.
When Shae began money coaching she had difficulty planning financially because had no plan for her money, so she avoided her finances altogether. She would routinely go through $1000 in a day or two. After establishing her 3-category budget she finally had guidance on where her money should go. She saved $6000 and has a homebuying plan to purchase her second home in the next 12 months.
When Yolonda started money coaching, she was seeking financial stability as a breadwinning mom of 4. Increasing her pay by $4,100/month allowed her to enroll her bills in autopay, consistently save $1,800 monthly, and comfortably afford house cleaning, laundry services, and local meal prep support. Now, she has the financial breathing room to balance her CEO, mom, and wife duties without worrying about dropping the ball on the household finances.
HAVE UP TO $5,000 LEFT OVER AT THE END OF EACH MONTH
Don't overspend when things come up unexpectedly.
Know exactly when and how much to spend, on whatever your want.
Fund your money goals $5,000 at a time.
You’ve chased more money long enough and you end up back in the same position of having no money left over at the end of the month. If you’re taking more money but still not getting any closer to your goals, it’s time to shift your focus from simply making more to managing it better.
Inside 1:1 money coaching, you will spend by choice, not out of habit so you have up to $5,000 left over after your monthly spending and expenses each month.
This isn’t about making more; it’s about keeping more so when you do earn more, it goes straight to your debt payoff, savings, and investing goals.
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